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U.S. & UK · NEW YORK

Applying from New York means comparing colleges on what you’d actually pay.

You can apply to SUNY, CUNY, and private colleges in the same year, and each has its own application, fees, and dates. If you’re a New York resident, state aid such as TAP and the Excelsior Scholarship can change what SUNY or CUNY would cost you, so plan your list and your budget together.

For fall 2027 entry

Low Memorial Library on Columbia University’s campus in New York City
Low Memorial Library, Columbia University · Photo: Magpieturtle / Wikimedia Commons, CC BY 4.0. Resized and cropped.

START WITH YOUR HIGH-SCHOOL RECORD

Colleges read your diploma alongside your courses, your tests, and your school.

New York State students can earn a local diploma, a Regents diploma, or a Regents diploma with advanced designation. Colleges read yours together with your courses, your grades, and what your school offers.

  • REGENTS DIPLOMA

    A Regents diploma, with or without advanced designation

    Every New York diploma needs 22 credits. A Regents diploma adds Regents exams in the core subjects, and advanced designation adds more math and science exams and a world language, arts, or career and technical education (CTE) sequence.

    SUNY and CUNY
    Read your transcript, which your counselor sends. SUNY also asks your counselor for a School Counselor Form.
    Private and out-of-state colleges
    Read your diploma and the courses behind it alongside your school profile.
  • ADVANCED COURSES

    AP or IB courses, where your school offers them

    If your school offers Advanced Placement (AP) courses and exams, or the IB Diploma, colleges look at which of them you took.

    Private and out-of-state colleges
    Read your AP or IB courses against what your school offers, using your school profile.
    UK universities
    Look at your AP exam results. Oxford, for example, asks for grades of 5 in several AP subjects.
  • YOUR SCHOOL

    Your school’s profile and context

    You might be at a large public school, a specialized or screened school, a charter school, or an independent school. Your school profile explains its courses and grading, and colleges read your record against it.

    SUNY and CUNY
    Read your courses and grades. Some SUNY campuses also ask for a supplemental application.
    Private and out-of-state colleges
    Read your school profile and counselor letter alongside your transcript.
  • TESTING

    SAT and ACT rules, college by college

    Testing rules differ from one college to the next, so check each college’s own page before you decide whether to test or send scores.

    SUNY and CUNY
    SUNY has suspended its SAT and ACT requirement for bachelor’s degree colleges, though some programs may still ask. CUNY is test-optional through spring 2027.
    Private and out-of-state colleges
    Some require scores. Harvard, for example, asks for the SAT or ACT, accepting other tests only when those aren’t accessible.

Letrado’s adviceAsk your counselor for your school profile early. It explains your courses, grading, and which advanced courses your school offers, and colleges read it alongside your transcript.

What the Regents diploma and advanced designation require

Credits: Every diploma needs 22 credits, including four in English, four in social studies, three in science, three in math, and one in a world language.

Regents exams: For a Regents diploma, you pass one Regents exam, or an approved alternative, in each of English, math, science, and social studies, plus one pathway.

Advanced designation: You pass three math exams and two science exams, one in a life science and one in a physical science. You also complete two more world language credits with the Checkpoint B exam, or a five-unit sequence in the arts or CTE.

Your school’s rules: Schools and districts can add their own, so ask your counselor what yours expects.

COMPARE THE SYSTEMS

SUNY, CUNY, and private colleges each run their own application.

You can apply to all three in the same year, and we help with SUNY, CUNY, and private applications. Each has its own form, fees, and dates, so give each one its own plan.

SUNY

One application reaches most of SUNY’s 64 campuses.

SUNY’s university centers, university colleges, and technology colleges offer bachelor’s degrees, and its community colleges offer associate degrees. Its application costs $50 per campus, and some campuses also take the Common App.

Letrado’s adviceChoose campuses for the programs you want, then check each one’s early action dates and supplemental applications.

CUNY

One CUNY application covers up to six colleges.

CUNY has 26 colleges across the five boroughs, including senior colleges and community colleges. The application costs $65, and CUNY gives priority to fall applications completed by February 1.

Letrado’s adviceCompare commute times as well as programs, and apply while it’s free if you’re eligible.

PRIVATE AND OUT-OF-STATE

Private colleges read your whole record in context.

Selective private colleges look at your grades in the context of your school, alongside your essays, activities, teacher and counselor letters, and test scores where they ask for them. You apply to each separately, often through the Common App, and many have an early round in November.

Letrado’s adviceRead each college’s early rules before you apply. Columbia’s Early Decision, for example, is a binding commitment to attend if you’re admitted.

You may be able to apply for free.

CUNY’s application is free for New York City public high school seniors from September 15 to November 16, 2026, and for other New York seniors from October 15. SUNY’s Free App Weeks, October 19 to November 2, let you apply to up to five campuses at no cost, and nearly 60% of New York seniors qualify for its fee waivers year-round.

PLAN YOUR YEAR

Put every system on one calendar, because the dates overlap.

SUNY, CUNY, private-college, and UK deadlines, decisions, and replies fall at different times. Seeing them together shows where the busy weeks are and when you’ll need to decide.

  • Private and out-of-state
  • UK
  • SUNY and CUNY
  • Aid and results
  1. September 2026

    • Aid and results Now open

      The 2027–28 FAFSA

      For college from July 1, 2027. New York’s TAP application follows it.

    • SUNY and CUNY From Sep 15

      CUNY applications are free for New York City public high school seniors

      Until November 16.

  2. October 2026

    • UK Oct 15

      UCAS deadline for Oxford, Cambridge, and most medicine, dentistry, and veterinary courses

      18:00 UK time.

    • SUNY and CUNY From Oct 15

      CUNY applications are free for all other New York high school seniors

      Until November 16.

    • SUNY and CUNY Oct 19–Nov 2

      SUNY’s Free App Weeks

      Apply to up to five campuses with no fee.

  3. November 2026

    • Private and out-of-state Often Nov 1

      Early deadlines at many private colleges

      Harvard’s, Yale’s, and Columbia’s are all November 1.

    • SUNY and CUNY Nov 1

      SUNY early action at Binghamton, Buffalo, and Stony Brook

      The same day as many private early deadlines.

    • SUNY and CUNY Nov 15

      SUNY early action at Albany, Geneseo, New Paltz, and others

    • SUNY and CUNY Nov 16

      CUNY’s free application window closes

  4. December 2026

    • SUNY and CUNY Dec 1

      SUNY’s suggested date to apply

      There’s no formal deadline, but SUNY suggests it for the best chance at aid, housing, and your chosen major.

    • Aid and results Mid-December

      Early results at many private colleges

      Harvard’s and Columbia’s come by mid-December.

  5. January 2027

    • Private and out-of-state Often Jan 1 or 2

      Regular deadlines at many private colleges

      Harvard’s and Columbia’s are January 1, and Yale’s is January 2.

    • UK Jan 13

      UCAS deadline for most other courses

      18:00 UK time.

  6. February 2027

    • SUNY and CUNY Feb 1

      CUNY’s priority date for fall

      For your application and supporting documents.

  7. March 2027

    • Aid and results Late March

      Many private regular decisions arrive

      Harvard’s come by the end of March, and Yale’s and Columbia’s in late March.

  8. May 2027

    • Private and out-of-state May 1

      Reply to private and out-of-state offers

      The usual U.S. reply date.

Private colleges’ dates vary, so check each college’s own page. Many SUNY campuses decide on a rolling basis. HESC hasn’t published 2027–28 Excelsior dates yet.

TRY THIS WITH EACH COLLEGE ON YOUR LIST

A good list shows why each choice belongs on it.

Open each college’s own pages and note an answer for every row. Bring the gaps and questions to our conversation, or work through them with your counselor.

A worksheet for checking each college on your list
What to checkWhat to note for each university
Your recordWhich courses, grades, or tests does the program expect?
DatesIs there an early, priority, or program deadline, when will you hear back, and when must you reply?
Cost after aidWhat would you pay each year after TAP, Excelsior, and the college’s own aid?
Commuting or living on campusCould you live at home and commute? Compare the cost and the daily travel time.
Would you go?If this were your only offer, would you be glad to go?

PLAN THE COST

Compare what each college would cost you after aid, not its published price.

SUNY and CUNY charge New York residents less, and state aid can lower tuition further. Private colleges publish higher prices but give their own aid, so compare what you’d actually pay.

YOUR YEARLY BUDGET

Count everything you’ll pay each year.

  • Tuition and feesFor 2026–27, SUNY lists in-state tuition of $7,070 for bachelor’s programs at its state-operated campuses and $5,690 at community colleges, plus fees. CUNY lists $3,465 a semester at senior colleges and $2,400 at community colleges for full-time New York residents.
  • Housing and foodSUNY estimates $17,180 a year on campus at a state-operated campus, or $5,140 if you live at home and commute.
  • Private and out-of-state collegesStart from each college’s full published cost of attendance, then use its net price calculator.

Letrado’s advicePrice each college twice: once living on campus and once living at home, where commuting is possible. Then compare both with the aid you’re offered.

Start with the FAFSA, then add New York’s own aid.

  • The FAFSAThe 2027–28 FAFSA is now open, for college from July 1, 2027. You need it for federal aid, and New York’s TAP application follows it.
  • TAPNew York’s Tuition Assistance Program gives $1,000 to $5,665 a year for full-time study at approved New York colleges. If you’re a dependent student, your family’s New York net taxable income must be $125,000 or less.
  • The Excelsior ScholarshipIf your family’s federal adjusted gross income is $125,000 or less, it covers SUNY or CUNY tuition left after your other aid, including at Cornell’s and Alfred’s statutory colleges. You must complete 30 credits a year. Afterwards, you live in New York for as many years as you received it, and work there if you’re employed, or it becomes a no-interest loan.
  • Private collegesMany colleges ask for the CSS Profile as well as the FAFSA, and it’s free for undergraduates living in the U.S. whose family’s adjusted gross income is up to $100,000. Harvard, for example, meets the full financial need of every student it admits.
In-state tuition: who counts as a New York resident

SUNY’s basic rule: At state-operated campuses, you’re generally a resident if your permanent home has been in New York for at least 12 months before registration ends. If you depend on your parents financially, SUNY looks at where they live.

New York high-school graduates: If you attend a New York high school for at least two years and graduate, you may qualify for resident tuition without the 12 months, including if you’re undocumented. You need to apply to SUNY within five years of graduating.

Each campus decides: Each SUNY campus sets your residency status, and its decision is final. CUNY lists its resident and nonresident rates on its tuition page.

State aid: TAP and Excelsior both ask that you’re a U.S. citizen or eligible noncitizen and have lived in New York for 12 continuous months.

Living on campus or at home: SUNY’s 2026–27 estimates

State-operated campuses: Tuition, average fees, and housing and food come to $26,080 a year if you live on campus, or $14,040 if you commute.

Community colleges: The same costs come to $19,590 if you live on campus, or $12,330 if you commute.

With Excelsior: SUNY says the net tuition charge for Excelsior recipients in bachelor’s programs is $0, after the scholarship and certain other aid. Fees, housing, and food still count.

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WHEN YOU’D LIKE A HAND

A conversation can help you find a useful place to start.

Bring your questions to a free 45-minute introduction with your proposed mentor. Afterward, we’ll email a personalized plan with recommended next steps.

Official sources are linked beside the relevant guidance.

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